Why Travel Insurance Matters
We believe travel insurance is a crucial element to your travel experience. That's why we highly recommend that all clients purchase a travel insurance policy to protect their investment in their travel, especially for cruises and overseas travel. Airlines, hotels, cruise lines, and tour operators all charge high penalties for cancellation, ranging from the full deposit to no refund at all. Travel insurance is not just about protecting the money you've invested in your trip. Most health insurance policies will not cover you when you are out of the country. When you’re wondering, "Is travel insurance worth it?" consider the small cost of buying insurance against the massive expenses of a medical emergency overseas.
Emergencies can happen when you least expect them. Travel insurance can protect you in various situations, including:
...and of course, trip cancellation.
Please also note that in order for you to obtain coverage for certain pre-existing conditions, or for supplier default, your policy must be purchased at the time of booking or shortly thereafter (depending on the terms of the policy).
How We Can Help
Please understand that I am not a registered insurance agent, and cannot legally provide specific advice or information regarding insurance. I will gladly secure a quote for you, and if we do not, or are not legally able to secure coverage on your behalf, it is my strong recommendation that you purchase a policy on your own.
Declining travel insurance could result in the loss of your travel cost and/or require more money to correct the situation. Without insurance, there may be no way to recoup any losses, costs or expenses incurred.