Travel Protection
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🧳 My Luggage Once Went to Italy Without Me
And stayed there for two months! Thankfully, I had travel protection to help cover the unexpected expenses. While lost luggage is frustrating, there are much bigger reasons to consider coverage when traveling abroad.
Most importantly, travel protection can help protect the investment you’ve made in your trip if an unexpected, covered event forces you to cancel or interrupt your travels. It can also provide emergency medical coverage while you’re overseas. Many U.S. health insurance plans provide limited or no coverage outside the United States, and Medicare generally does not cover healthcare received abroad.
A friend of mine learned this the hard way when he suffered a major cardiac event while traveling by train in Europe and spent the next four days in a hospital—without travel medical coverage. (And no, he didn’t book that trip with me!) Travel protection may also provide benefits for trip delays, missed connections, lost or delayed baggage, emergency medical evacuation, and other covered situations.
Relying on your credit card? Some cards include travel benefits, but coverage can be limited and exclusions apply, so read the fine print carefully before deciding you’re fully protected.
Travel protection is optional, but when you consider what you’ve invested in your trip—and what an overseas medical emergency could cost—it’s worth serious consideration.